Flexible credit options to put you in the driver’s seat.
Mercedes-Benz Financial Services VanCARE protection products are designed specifically for commercial customers and Mercedes-Benz Vans. Knowing you have coverage if you need it lets you focus on what matters – taking care of business. Contact your Mercedes-Benz dealer for details.
VanCARE Guaranteed Auto Protection (GAP)
Protect your investment. Each year millions of vehicles are totaled in events such as collisions, thefts, or natural disasters. Click here to learn more.
VanCARE Wheel & Tire Protection
Confidence at every turn. VanCARE Wheel and Tire Protection will help cover the cost to replace your wheels and tires if they are damaged by a covered road hazard. Click here to learn more.
With more than 40 years of experience in commercial and personal financing, we understand that our customers may need a specialized payment structure. Our commercial retail financing options give the customer ways to customize a comfortable payment schedule that best fits their needs. We can accommodate up to 90 days to first payment, balloon and skip payment options as well as accelerated payment options. We can even structure a solution to finance the van, upfit equipment and aftermarket products into one package. The customer will own the van at the end of the term and be able to take advantage of the depreciation benefits.
The FMV lease is a closed-end lease agreement that meets all the requirements of an operating lease. It is commonly referred to as a walk-away lease since the lessee can simply turn in and walk away from the vehicle at lease maturity and after meeting all obligations of the contract, subject to certain return conditions and mileage restrictions. It typically requires a lower initial cash outlay and lower monthly payments than through a traditional loan, and payments may be expensed against income. While the lessee avoids the risks and responsibilities typically associated with vehicle ownership, the lessee can also purchase the truck at the end of the term for its current fair market value.
The most popular form of commercial leasing is a TRAC lease. It does not require any acquisition fee or up-front payment or excess mileage charges and lease payments may be expensed against income.  With a TRAC lease, the customer is responsible for the residual value of the vehicle, so that value is determined with customer input.There are also multiple options at lease-end including acquiring the vehicle or receiving the excess proceeds upon MBFS' sale of the vehicle (if applicable). 
Extra Protection for Extra Peace of Mind
VanCARE Lease-End Protection provides coverage at lease end for certain chargeable items specified in the lease as chargeable, including minor dents, scratches and certain other specific types of damage, minimizing your out-of-pocket expenses at lease end. The cost can be financed as part of your lease agreement, so it’s included in your monthly payment.
Specified Excess Wear and Use Charges Waived
VanCARE Lease-End Protection will waive specified charges incurred by lessee for failing to meet the surrender conditions of the lease, up to a maximum amount of $7,500. This includes charges for damage due to a covered single event up to a maximum $2,000. It also covers windshield damage charges, missing parts and equipment charges up to $200 per part, and the charge of one missing key fob. All with no deductible. It does not cover any excess mileage charges, may not waive all charges incurred for failing to meet the surrender conditions, and may not waive the entire balance owed under your lease agreement.